What is it?

Notarial policies encompass those notarial and commercial documents that formalize contracts inherent to the regular economic activities of business entities, mainly of a financial nature. However, contracts related to real estate are excluded from this category.

There are different categories of policies, including loan policies, credit policies, leasing, factoring, discounting, pledging, among others.

Lastly, it should be noted that commercial policies can be requested via videoconference.

Required Documentation

Corresponding identification documentation of the signatories (ID card, passport, residence card, or NIE).

In the case of a company’s participation, authenticated copies of the public deed certifying its incorporation will be required, as well as the deed evidencing the representative powers of the person attending the notary, along with the beneficial ownership certificate.

In certain situations, it may be mandatory to have the approval of the shareholders' meeting authorizing the operation.

In what situations can this service be used?

In various circumstances, both individuals and companies require financial resources to achieve their goals or projects.

These funds can be obtained by formalizing a loan or credit agreement with a bank.

When entering into such an agreement, it is essential to have a detailed understanding of the terms and conditions to avoid potential surprises in the future.